Hard Money Lender in San Francisco and the Bay Area
Capital Bridge Partners is a San Francisco-based hard money lender founded in 2008 and headquartered at 566 Commercial Street in the Financial District. We lend on real estate across all nine Bay Area counties and statewide in California, funding bridge, construction, fix-and-flip and cash-out loans from our own portfolio. Loans range from $100,000 to $12,000,000 and typically close in 3 to 7 business days.
Where we lend
Our home market is the Bay Area: San Francisco, San Mateo, Santa Clara, Alameda, Contra Costa, Marin, Sonoma, Napa and Solano counties. We regularly fund loans in San Francisco, Oakland, Berkeley, San Jose, Palo Alto, Menlo Park, Redwood City, Hillsborough, Los Gatos, Fairfax, Sonoma and Belmont, and we lend throughout Southern California and the rest of the state, including recent loans in Los Angeles, Culver City, Tarzana, Palm Desert and Nevada City.
Why Bay Area investors use private money
Bay Area deals move fast and often involve properties a bank will not touch: tenant-occupied buildings, vacant or impaired assets, properties mid-renovation, or borrowers whose income does not fit a conventional file. A private (hard money) loan is secured by the real estate, underwritten on loan-to-value and location, and can close in days. That reliability of close is what our borrowers and the brokers who work with us value most.
Licensed in California
Capital Bridge Partners, Inc. is licensed by the California Department of Financial Protection and Innovation (CFL Lic. #60DBO-193848), the California Department of Real Estate (DRE Lic. #02102315) and the Nationwide Mortgage Licensing System (NMLS #1922416). Loans are made or arranged pursuant to California Financing Law.
Our story since 2008
Capital Bridge was founded by Daniel Rabb and Ken Wei in 2008, in the middle of the financial crisis, to provide liquidity to an illiquid real estate market. Together the team brings more than 80 years of combined real estate lending experience and has funded more than 500 projects and $300 million in loans. Read more on our About page.
Funded deals around the Bay
$2,500,000 residential bridge loan, Los Gatos
$3,500,000 creative option loan, San Francisco
$1,750,000 closed in 5 days, Hillsborough
$1,800,000 construction loan, Redwood City
$2,575,000 stabilization loan, San Jose
$1,490,000 cash-out refinance, Fairfax
$2,500,000 construction loan, Sonoma
Frequently asked questions
What is a hard money loan? A private mortgage secured by a deed of trust on real estate, funded by a private lender rather than a bank, and underwritten primarily on the property rather than the borrower's credit.
How long does it take to close? Typically 3 to 7 business days.
What are your rates? Rates start at 10.99% and typically range from 10.99% to 12.99% depending on the property, leverage and exit.
Talk to a Bay Area loan officer
Get Funded or call 415-820-4770.